If you are looking for a credit card, CardMatch is a great tool to use in your search. Easy to navigate and designed to provide personalized offers, CardMatch can give you access to prequalified or pre-approved credit card offers and potentially even better bonus offers than those available to the general public.
The best part is that checking the offers on CardMatch won’t reduce any points in your credit score. This is because the tool only triggers an informal investigation into your credit report, and you will only be faced with a difficult investigation if you go ahead with a request.
Since CardMatch is easy to use and can leave you with more points at the end of it, it makes sense to use it whenever you plan to apply for a credit card. Keep reading to find out how the tool works and the best CardMatch deals to watch out for right now.
What is CardMatch? The details
CardMatch is a service offered by Bankrate that matches users with personalized credit card offers based on their credit profile. The tool can provide you with credit card offers that you have a good chance of being approved for, including targeted introductory bonuses and special offers.
Since using the platform only requires gentle traction, your credit score will not be affected. There is no obligation to apply for any of the offers you are matched with and use of the CardMatch service is free.
Types of offers you can find with CardMatch
Currently, some of CardMatch’s major issuers include American Express, Citi, and Chase. The offers you can find are targeted to your individual profile, so they can vary significantly from person to person.
That being said, you can find deals on some of the best travel and rewards credit cards if you use the tool, and they can even include more generous signup bonus offers that you can’t find elsewhere. You can also use CardMatch to connect with the best balance transfer deals on the market today.
How CardMatch Can Benefit Potential Cardholders
CardMatch is a useful tool for several reasons, including the fact that it can help you compare a range of credit card offers in one place. CardMatch also matches customers with credit cards for which they are likely to be approved based on their credit score and other factors. Just keep in mind that pairing through CardMatch does not guarantee approval; it shows that you are likely to be approved if you follow the steps to apply.
Finally, we have already mentioned that CardMatch often has better bonus offers than you can find elsewhere. Indeed, CardMatch offers are preselected and adapted to your credit profile. If you meet certain criteria defined by the cardholder, you may be eligible for a higher welcome bonus, bonus spending rewards, or other targeted benefits.
Current offers to consider in CardMatch
While you may not be eligible for all of the top CardMatch offers, some great offers you may be matched with are detailed below.
Earn up to 125,000 points with American Express Platinum
The offers targeted through CardMatch vary from user to user and may change each time you visit the platform. For these reasons, you may not be able to find the exact offers described below.
Still, it may be a good idea to check your matches for some great introductory bonus offers like the one we recently found for 125,000 Membership Rewards points.
You could also be matched to an offer of 100,000 Membership Rewards points on the Platinum CardÂ® from American Express through this tool. Keep in mind that both offers also earn you 10 times the points on combined spending of up to $ 15,000 at U.S. gas stations and grocery stores for six months. This makes this card a great option for travel, but also a great credit card for groceries or gas.
Earn up to 75,000 points with the Amex Gold
Another possible offer is 75,000 American Express Membership Rewards points on the American ExpressÂ® Gold card, provided you can spend $ 4,000 on your card within six months of opening the account. This card also gives you 4X points on up to $ 25,000 spent annually at US grocery stores, as well as 4X points on meals around the world, making it a smart card choice for foodies.
Earn up to 180,000 with the American Express Hilton Honors Surpass Card
If you are in the market for a hotel card, you may qualify for a superior offer for the Hilton Honors American Express SurpassÂ® card by using the CardMatch tool. This offer can earn you up to 180,000 Hilton Honors Points if you can spend $ 2,000 on your card within three months of opening the account (with an additional 50,000 points after spending a total of $ 10,000 on card purchases at during the first six months). Another offer of 130,000 Hilton Honors Points and a free weekend night may also be available.
Other offers on CardMatch
Besides these amazing deals, there are other great deals that you can find on the platform. For example, we recently came across a 45,000 Membership Rewards point bonus on the American ExpressÂ® green card (after spending $ 2,000 in the first three months) and an increased cash bonus on the American Express Cash Magnet card. Â®.
Note that these offers can be found under a âspecial offerâ flag on CardMatch, which means you may not be able to find them outside of the platform.
You may also notice a âprequalified offerâ indicator next to some offers. This means that you have a good chance of getting the card approved. It’s important to remember, however, that approval is not guaranteed even with this type of offer.
How to Check Targeted Offers on CardMatch
Checking out targeted offers on CardMatch is a snap. To use the tool, all you need to do is go to the CardMatch page on the Bankrate website and prepare to share some of your personal information before creating an account.
From there, you’ll enter information like your name, address, and the last four digits of your Social Security number before you see any pre-selected credit card offers targeted on your profile. You also have the option to sign up and receive information about future card offers, as well as other useful information on credit scores and credit card news.
In the future: check back regularly on CardMatch
An important detail to keep in mind about the CardMatch tool is the fact that your offers can and probably will change over time. For example, you could easily see new and better offers if your credit score increases over time or if credit card issuers launch new targeted bonus offers.
With that in mind, you should probably register with CardMatch at least once a month. Since you won’t get a serious demand on your credit report for using the tool, there is no reason not to.
The bottom line
Since the CardMatch tool can give you better credit card deals than you can find elsewhere on the web, it’s worth using it anytime you plan to apply for a new credit card. And since your offers can change over time, you might want to schedule a day every few months to explore your options.
It could mean getting better bonus offers and more perks than you otherwise could, and the process only takes a few minutes.