Company Nifty Loans offers fast personal loans for those with poor credit ratings
The Australian-based company ensures that their team of experts does a credit check when it comes to credit evaluations, but not just a person’s bad creditworthiness. Individuals just need to submit a simple online application and receive their result within an hour.
Bad credit refers to a low credit score or short credit history. Reasons like exhausted credit cards or late payments can lower a person’s credit score.
“When you have bad credit, you can’t avoid having every single lender turned down. Some may make the rule not to loan out to people with bad credit and will turn you down no matter what you do. This is where Nifty comes in, ”says Andy.
Nifty assures that while its team of experts does a credit check when it comes to credit rating, they don’t just check a person’s creditworthiness.
“We would like to know your current financial situation and your spending behavior. So we can offer instant loans to people with bad credit, ”Andy said. “We have your back, even if you have bad credit.”
For quick cash advances, individuals can apply for a $ 500-2,000 loan online and repay it over a 12-month period.
Customers just have to submit a simple online application and receive their result within an hour.
“Nifty prides itself on how easy it is to apply. Our loan applications are 100% online and can only take a few minutes. Compare this to borrowing in the past, where you had to physically submit a loan application to a bank manager. Using our application process couldn’t be easier. All you need is a device connected to the internet and you’re good to go, ”explains Andy.
The company has taken a unique approach to getting its customers the money they need by ensuring that small, affordable, fast and bad credit loans are available to Australians without the go through with a traditional lender.
“We pride ourselves on a no-nonsense approach to lending. Those who choose to apply with Nifty will benefit from fast results, high standards of customer service and a smart application form that will give them no paperwork, ”added Andy.
Nifty also has a dedicated blog section where Australians can read some helpful guides and tricks, including tips on how to pay off a loan faster and budget.
Nifty’s recent article outlines the top 10 loan approval tips for those with poor credit history. Top tips include frequent credit checks to make sure individuals keep track of their financial game, considering a credit card, and managing multiple types of credit.
Those interested in learning more about Nifty’s requirements or how credit works can check out the website for more informations.