Image source: Getty Images When you need to buy something, but can’t pay it all up front, a 0% APR credit card can be a big help. This type of credit card offers an introductory 0% interest rate on purchases. Instead of paying interest up front, you’ll have time to pay off your balance...
Read MoreAccording to III (the Insurance Information Institute), drivers with low credit scores are charged more for insurance because they are more likely to file a claim. All states except California, Hawaii, Massachusetts, and Washington allow insurance companies to use credit scores to set premiums. Michigan drivers with a low credit score may pay more...
Read MorePersonal Finance Insider writes about products, strategies, and tips to help you make informed decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. The bottom line: Marcus by Goldman Sachs is a great no-cost option for...
Read MoreEditorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors. Submitting your first mortgage application or applying for pre-approval for a home loan is just the first step on what can sometimes be a long,...
Read MoreConfuses? Don’t be. Credit scores are like body weight. You can weigh yourself 10 times a day and find a different number each time. Why bother? It won’t change anything. Instead of becoming a slave to the bathroom scale, eat better and exercise more. Your weight will take care of itself. A credit score...
Read MoreThere are many variables that come into play when deciding to buy a home. You can save for a while to put down a down payment and figure out what type of mortgage payment would best suit your budget. But is your credit situation holding you back? It is possible to buy a house...
Read MoreBy Bev O’Shea | Nerdwallet If you’ve worked hard to achieve and maintain a good credit rating, it can be overwhelming to see it go down. But “life goes on, and sometimes the way you react is going to go back and affect your credit score,” says credit expert John Ulzheimer. People lose their...
Read MoreYour 790 credit score may not be as good as you think. It all depends on the credit rating you are looking at. If you’re referring to a FICO score of 790 out of 850 that’s great, but 790 is only average on the VantageScore 2.0 model, which peaks at 990. So, you might...
Read MoreState and local governments can have very different requirements. Although things are still far from where they were before the Times, various governments are taking steps to speed them up. International travel is slowly starting to reopen to Americans – especially for fully vaccinated travelers. And domestic travel is almost free from quarantine restrictions...
Read MoreThe devil is in the details, which can ultimately determine who is right. Pay off your debts during the promotional period, however, and it will likely be a raffle. Obviously, it’s hard to beat a 0% offer, but if you get this rate on a balance transfer or using a courtesy check issued by...
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