8 Best Signature Loans With No Credit Check


LendUp is the newest company on our list, and their services are the most expensive. But don’t let that stop you from thinking about it. No credit check loans and direct lenders offering these loans often lack transparency. This is not the case with LendUp, which uses technology to achieve a new level of innovation.

While most borrowers view signature loans as a last resort due to their high APR and short repayment periods, when you choose the services of LendUp you can rest assured that you will be well looked after.

Credit terms

Don’t be put off by the high APR (214.13% –917.71%) or the short repayment period (7–30 days). LendUp is not unreasonable in terms of repayment terms. If you can’t make your loan payment on time, you can apply for an extension or sign up for a payment plan. Either way, getting short term loans online without a credit check from LendUp isn’t as dangerous as it may seem at first glance.

As you make consecutive on-time payments, you accumulate points that ultimately translate into lower APR and higher credits. Senior members of the LendUp rewards program are entitled to an additional benefit: the company reports its responsible financial behavior to the three credit reporting agencies. Unfortunately, the LendUp Ladder program is not available in all states.

There are no additional fees. Just focus on paying off your principal amount through instant monthly payments, which should be between $ 100 and $ 255.


Now that we have clarified the terms of your potential loan without a credit check, we should inform you about the requirements. Understandably, you must be 18 years old and have an active checking account. You must also be a resident of a state where LendUp operates. Contrary to what you read on online discussion forums, you don’t have to be in active military service.

Application and funding period

One thing that makes this lender attractive is the speed at which loan applications are processed. After completing a short application form, you will receive an answer immediately.

LendUp has optimized its services for speed so you shouldn’t be surprised to find funds deposited into your account within a single business day.

Data protection and security

All legitimate lending companies have exceptional standards of security, and LendUp is no different. It uses 128-bit SSL encryption, which means you don’t have to worry.

As is common with quick donors, user reviews are a mixed bag. But that doesn’t mean the company is a hoax. Most of the negative reviews were written by customers who weren’t expecting a high APR. Thanks to our rating, you are prepared.

Reasons for an application:

  • Good rewards program
  • Credit improvement
  • Loan extensions and payment plans


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